Union Shopper & FAB Last Minute Cruises
Our new partnership really can save you up to ...
up to 90% off cruises
up to 30% off travel insurance
up to 25% of shore excursions
Top Ten best deals this week
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Updated every Saturday - Prices are not live
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These Last Minute Deals are open to everyone ​
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For more deals like this click here
Travel Insurance
Travel Insurance is highly recommended for all types of travel, especially cruising.
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The new Union Shopper Partnership with FAB Last Minute Cruises offers members a discount of up to 30% off the full retail price of comprehensive rates.
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We offer Single/Multi/Annual Trip policies with no age limits. In many cases, children can be added free of charge. Singles can buy a joint policy and travel separately. Winter sports coverage (surcharge).
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The cover you need when travellingˆ
^ Coverage is subject to the terms, conditions, limitations and exclusions for each policy, as contained in the Product Disclosure Statement.
No one likes reading lots of text but this guide really will:
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provide you with tips about how insurance pricing works
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help avoid mistakes that can see claims knocked back
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explain Covid provisions and limits
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extra steps cruise passengers must take to be covered
If you just want the discount link - and not the tips ...
Please feel free to share this page as our discounts on insurance are available to everyone
As with all insurance, you must read and understand the Product Disclosure Statement in full. Do not proceed if unsure.
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Examples of the type of savings we offer on insurance​
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Sadly gone are the days of underwriters offering heavily discounted annual policies to airline staff in the region of $250 for yourself and your spouse/partner. Be prepared that a two-week single trip international policy will likely be several hundred dollars, and multi-trip annual policies will generally be over $1000. We would rather tell you that upfront than give you a nasty shock at the end of the quoting process. This is the post-Covid world in which we now live and prices may drop as Covid restrictions and risk diminish.
nib offers both single trip and annual policies
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Covid protection is included in both Comprehensive Single Trip and Annual Multi-Trip Policies
Warning: Essentials Single Trip policies have no covid protection
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Which is the better/cheaper option?
Firstly determine how many trips you intend to take over the next 12 months.
If the answer is more than one trip or if a trip will be more than a month in length, then an annual multi-trip may work out cheaper than single trip policies.
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A Single Comprehensive Trip policy for a couple in their mid-'50s for a few weeks will likely cost several hundred dollars. Extend that up to a month and that single trip policy could approach $1000, whereas an annual policy may be the same price, or even cheaper.
Annual Multi-Trip permits an unlimited number of trips but none can be longer than 45 days in length.
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Example: 1 month single (left) vs annual multi-policy (right)
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Understand this to save money: The price of your quote will go up or down depending on when you purchase it
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Example: You have a trip planned for 6 months from now - you have two options:
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1/ Pay for your insurance today to start on the day of departure
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2/ Or wait to pay for exactly the same insurance just prior to the same departure date
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Purchasing insurance in advance of travel will increase the price even if the policy is for exactly the same duration.
This is because when you pay for insurance you get a Certificate of Insurance. A certificate of insurance provides protection if any 'covered event' detailed in the policy (EG if a car accident that causes an injury that prevents travel) occurs between the date of purchase and the date of departure.
If you had instead decided to wait until a few days prior to departure, then that same car accident, if it had happened prior to the purchase of the insurance, would not offer any cancellation protection. That is why exactly the same policies purchased in advance will cost more than those purchased just before departure simply because they offer greater protection from the time you secure a certificate of insurance.
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When should you purchase? Only you can make that determination based on what you consider to be your own level of acceptable risk, but a useful rule of thumb to consider is, at what date is the cost of the insurance, more (or less), than any cancellation penalties you stand to lose?
Countries specified for Insurance
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Ensure you list each and every country you intend to travel to OR plan to transit/through.
Staff travellers should be especially mindfully of detailing all countries you intend to transit through without confirmed tickets. If you are offloaded or delayed in transit, the policy will not cover you if you have not specified that country in the policy.
Cruises - Annual Multi-Trip
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Annual policies cover cruising as standard.
They are therefore easier to quote as simply indicate USA/Nepal or NOT USA/Nepal
and then list all ports of all
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Cruising - Single Trip Policies
WARNING: It is ABSOLUTELY CRITICAL for Single Trip Policies that you declare if you will be cruising and to which region. Single Trip Cruise Regions are:
Cruising
Australian Waters
South Pacific Cruise
Mediterranean Cruise
European River Cruise
Caribbean Cruise
Alaskan Cruise
Worldwide
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If there is no option for the region you are cruising then select worldwide cruising.
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You must also list the countries for each port of call.
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Single Trip Policies ONLY ... this is where you will find cruising regions
The FAB 30% Discount Link
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The button below will take you to the Single Trip page
If you want a Multi-Trip Quote, from the same start page, scroll down and select Multi-Trip
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PRO TIP To save time, comparing single and Multi Trips,
after entering basic info (age/countries/start date) hit select
Then on the second page hit Save and Email Quote
NB Essential single trip policies do not offer Covid Protection
If this button doesn't work click the link below. This you can also copy and paste to share with friends
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https://www.nib.com.au/travel-insurance/Turnstile/PartnerLink?partnerCode=FABIC&source=websale/
Fab Interline Cruises, ABN 19610361025 is a distributor of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and receives a commission for nib products purchased through Fab Interline Cruises. Fab Interline Cruises acts as an agent for nib and not as your agent. Fab Interline Cruises can not give advice about nib products, and any factual information provided is not intended to imply a recommendation or opinion about nib products. Before you buy, please read the Product Disclosure Statement, Financial Services Guide and Target Market Determination (TMD) available from us. If you have a complaint about a nib product, see the Product Disclosure Statement for the complaints process. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
Even more cruise deals
Best of the Best
FAB seeks out the best deals on ALL of our preferred high-end cruise lines and posts them here every Saturday.
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Most of our selections below will be on 5/6-star ships that offer all-inclusive fares that will work out cheaper than a 3/4-star cruise where you have to pay for gratuities and drinks on top of your fare. That is why you will not see many mid-range brands such as Royal Caribbean, Celebrity, and Princess listed here.
We can still sell most other cruise lines, just ask for a quote using the chat function. (Airline staff: even lower rates may be available, check our Interline section).
Why would you book economy when for the same price you can cruise first class?
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IMPORTANT NOTE: All prices in the table below are shown in USD, per person, based on two people sharing a cabin. Taxes are additional.
Why USD? Because the cheapest rates are generally offered by the big online discounters in the USA. We can sell the same low fares, but to do so we must sell in USD.
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New to cruising: not sure where to start or which cruise line is right for you, use our Live Chat.
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Use the search box to filter by
month, cruise line, ship, and port
Use the code number to check our prices against VTG
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Mobile users
This table is easier to use and read on a desktop.
First FILTER by month (Use three letters only: eg Jan, Feb, Mar).
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NOTE: All prices USD, per person, twin share
Tax is additional. Singles usually pay 2 x fare, 1 x tax
To book use Live Chat